# Evaluate an agent wallet before you fund it

A practical method for deciding what to set on an agent wallet or card: write the budget, work out the caps, match them to the wallet and ask the vendor in writing.

- Level: Practitioner
- Length: 55 minutes
- Exam questions: 10, pass mark 80%, up to 3 attempts
- Certificate: valid for 12 months

## What you will learn

- Write a monthly budget as four plain numbers.
- Work out the monthly, daily, session and per-call caps and the approval level with the planner rules.
- Check whether a plan fits the budget before you fund a wallet.
- Compare the caps you need with the caps a wallet offers, and cover a missing cap.
- Send the same written questions to every vendor and record the answers.

## Lessons

1. [Write the budget in numbers](https://agentwalletindex.fyi/academy/evaluate-an-agent-wallet/write-the-budget-in-numbers.md) (10 minutes)
2. [Work out the caps](https://agentwalletindex.fyi/academy/evaluate-an-agent-wallet/work-out-the-caps.md) (12 minutes)
3. [Match the caps to the wallet](https://agentwalletindex.fyi/academy/evaluate-an-agent-wallet/match-the-caps-to-the-wallet.md) (12 minutes)
4. [Ask the vendor and record the answers](https://agentwalletindex.fyi/academy/evaluate-an-agent-wallet/ask-the-vendor-and-record-it.md) (10 minutes)

## Questions

### Do I need to use the planner on this site?

No. The course teaches the same rules by hand. The planner is a quick way to check your sums.

### Does the course tell me what a vendor supports today?

No. Vendor features change. The lessons show examples that were checked on 2026-10-21. Always read the vendor's current docs.

### Does passing the exam approve a wallet?

No. The certificate of completion records that you passed this site's exam. The decision to fund a wallet is yours, and it rests on your own tests.

Also on the [web page](https://agentwalletindex.fyi/academy/evaluate-an-agent-wallet).