# Agent Wallet Index > Wallets and rails that let AI agents spend money safely. > **Check before you fund.** Features, fees and protocol support change. Follow the cited source on each row before you let an agent hold or spend money. Every agent wallet on Agent Wallet Index, grouped by city, with its facts. Each name links to the markdown copy of its page. ## Online, Global, United States ### [Agent Payments Protocol (AP2)](https://agentwalletindex.fyi/global/online/agent-payments-protocol-ap2.md) Open protocol for agent-executed payments: signed intent, cart and payment mandates give an auditable trail from the user's instruction to the payment. - Page: https://agentwalletindex.fyi/global/online/agent-payments-protocol-ap2 - Categories: Payment protocols - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Agentic Commerce Protocol (ACP)](https://agentwalletindex.fyi/global/online/agentic-commerce-protocol-acp.md) Open standard connecting buyers, AI agents and businesses for programmatic checkout. The delegated-payment spec passes a scoped, single-use payment token to the merchant's processor. - Page: https://agentwalletindex.fyi/global/online/agentic-commerce-protocol-acp - Categories: Payment protocols - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [ATXP](https://agentwalletindex.fyi/global/online/atxp.md) Agent Transaction Protocol from Circuit & Chisel: agents discover, negotiate and pay other agents over HTTP with per-call micropayments. - Page: https://agentwalletindex.fyi/global/online/atxp - Categories: Payment protocols - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Catena Labs](https://agentwalletindex.fyi/global/online/catena-labs.md) Agent-native financial institution: stablecoin and bank rails with agent identity, risk and compliance built for the agent economy. - Page: https://agentwalletindex.fyi/global/online/catena-labs - Categories: Payments platforms - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Coinbase Agentic Wallets](https://agentwalletindex.fyi/global/online/coinbase-agentic-wallets.md) CDP wallet infrastructure for AI agents: hold, spend, trade and earn stablecoins with enclave-held keys, per-session and per-transaction caps, an awal CLI and a payments MCP server. - Page: https://agentwalletindex.fyi/global/online/coinbase-agentic-wallets - Categories: Agent wallets - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Coinbase AgentKit](https://agentwalletindex.fyi/global/online/coinbase-agentkit.md) Open-source toolkit that gives an AI agent a wallet and onchain actions on EVM networks and Solana, built on the Coinbase Developer Platform SDK. - Page: https://agentwalletindex.fyi/global/online/coinbase-agentkit - Categories: Agent wallets, Key management - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Crossmint Agent Wallets](https://agentwalletindex.fyi/global/online/crossmint-agent-wallets.md) Server-signed smart wallets for AI agents with delegated signers, spending permissions and agent cards. Self-serve on Base, Solana, Polygon, Arbitrum, BNB Chain and Stellar. - Page: https://agentwalletindex.fyi/global/online/crossmint-agent-wallets - Categories: Agent wallets - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Fewsats](https://agentwalletindex.fyi/global/online/fewsats.md) Payment layer for AI agents built on L402: budget controls, transaction limits and human review, across cards, bank transfers and crypto. - Page: https://agentwalletindex.fyi/global/online/fewsats - Categories: Payments platforms - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Kite Passport](https://agentwalletindex.fyi/global/online/kite-passport.md) Agent identity and payment system on the Kite chain: a USDC wallet per agent and spending sessions with per-transaction and total caps that the user approves by passkey. - Page: https://agentwalletindex.fyi/global/online/kite-passport - Categories: Agent wallets - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [L402](https://agentwalletindex.fyi/global/online/l402.md) HTTP 402 payment flow from Fewsats: a server answers with priced offers, the client pays the gateway by card, bank transfer or Lightning, then retries for the resource. - Page: https://agentwalletindex.fyi/global/online/l402 - Categories: Payment protocols - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Locus](https://agentwalletindex.fyi/global/online/locus.md) Payment infrastructure for AI agents: ERC-4337 smart wallets on Base funded with USDC, session keys and a policy engine over x402 and MPP spend. - Page: https://agentwalletindex.fyi/global/online/locus - Categories: Agent wallets - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Machine Payments Protocol (MPP)](https://agentwalletindex.fyi/global/online/machine-payments-protocol-mpp.md) Open protocol that standardizes HTTP 402 for machine-to-machine payments with challenges, credentials and receipts. Co-authored by Tempo and Stripe and submitted to the IETF. - Page: https://agentwalletindex.fyi/global/online/machine-payments-protocol-mpp - Categories: Payment protocols - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Mastercard Agent Pay](https://agentwalletindex.fyi/global/online/mastercard-agent-pay.md) Mastercard's agentic payments program: agentic tokens built on network tokenization, an agent acceptance framework, and an MCP toolkit for developers. - Page: https://agentwalletindex.fyi/global/online/mastercard-agent-pay - Categories: Card rails - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Nekuda Agentic Wallet](https://agentwalletindex.fyi/global/online/nekuda-agentic-wallet.md) Agent wallet that delegates payment credentials with mandates: locked to the merchant and amount the user approved, with explicit approval on every purchase. - Page: https://agentwalletindex.fyi/global/online/nekuda-agentic-wallet - Categories: Agent wallets - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Nevermined](https://agentwalletindex.fyi/global/online/nevermined.md) Payments platform for agent-to-agent commerce: payment plans, credit metering, card delegation and a facilitator that verifies and settles x402 and MPP payments. - Page: https://agentwalletindex.fyi/global/online/nevermined - Categories: Payments platforms - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Payman](https://agentwalletindex.fyi/global/online/payman.md) Payment operations for AI agents: OAuth-scoped access to funds, spending policies, multi-person approval rules and a payment-ops agent over A2A and MCP. - Page: https://agentwalletindex.fyi/global/online/payman - Categories: Payments platforms - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [PayPal Agent Toolkit](https://agentwalletindex.fyi/global/online/paypal-agent-toolkit.md) PayPal's agent tooling: an SDK and remote MCP servers that let agents run PayPal workflows such as orders, invoices, subscriptions and disputes for a merchant account. - Page: https://agentwalletindex.fyi/global/online/paypal-agent-toolkit - Categories: Payments platforms - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Safe](https://agentwalletindex.fyi/global/online/safe.md) Smart contract accounts whose modules and session keys let an agent hold and spend funds under onchain policies and role restrictions. - Page: https://agentwalletindex.fyi/global/online/safe - Categories: Key management - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Sapiom](https://agentwalletindex.fyi/global/online/sapiom.md) Payment infrastructure for AI agents: vault a card once, set per-purchase rules and approval thresholds, and let agents pay by card, stablecoin or agent-native rails. - Page: https://agentwalletindex.fyi/global/online/sapiom - Categories: Payments platforms - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Skyfire](https://agentwalletindex.fyi/global/online/skyfire.md) Payment network for AI agents: a funded buyer wallet, scoped pay and kya-pay tokens, and per-agent budgets. Funded by card, ACH, wire or USDC. - Page: https://agentwalletindex.fyi/global/online/skyfire - Categories: Agent wallets, Payments platforms - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Stripe Agentic Commerce](https://agentwalletindex.fyi/global/online/stripe-agentic-commerce.md) Stripe's agentic suite: shared payment tokens that scope a customer's payment method, the Agentic Commerce Protocol, and machine payments over MPP or x402. - Page: https://agentwalletindex.fyi/global/online/stripe-agentic-commerce - Categories: Payments platforms - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Turnkey](https://agentwalletindex.fyi/global/online/turnkey.md) Non-custodial key-management infrastructure with a policy engine, commonly used to give an agent wallet signing power within set limits. - Page: https://agentwalletindex.fyi/global/online/turnkey - Categories: Key management - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Vincent by Lit Protocol](https://agentwalletindex.fyi/global/online/vincent-by-lit-protocol.md) Agent-wallet framework on Lit Protocol: user-owned smart accounts, session-key delegation to agents, and abilities that validate each operation against policies before signing. - Page: https://agentwalletindex.fyi/global/online/vincent-by-lit-protocol - Categories: Key management, Agent wallets - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [Visa Intelligent Commerce](https://agentwalletindex.fyi/global/online/visa-intelligent-commerce.md) Visa's agentic commerce suite: agent-specific pass-through payment tokens, passkey authentication and payment instructions that bind an agent's spend to the user's instruction. - Page: https://agentwalletindex.fyi/global/online/visa-intelligent-commerce - Categories: Card rails - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [x402](https://agentwalletindex.fyi/global/online/x402.md) Open HTTP 402 payment standard: a server answers 402 with payment terms, the client signs a payload, retries, and settles on chain. Rail-agnostic; USDC on Base and Solana dominate live use. - Page: https://agentwalletindex.fyi/global/online/x402 - Categories: Payment protocols - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ### [ZeroDev](https://agentwalletindex.fyi/global/online/zerodev.md) Smart-account infrastructure with session keys and permission policies, used to delegate bounded signing power to agents on EVM chains. - Page: https://agentwalletindex.fyi/global/online/zerodev - Categories: Key management - Address: Online, Global, United States - Website: - Updated: 2026-10-21 ## Guides - [Agent payments in the United States](https://agentwalletindex.fyi/guides/agent-payments-in-the-united-states.md) (United States): Which listing fields to read first when an agent wallet or payment rail will serve US users: rail, custody, KYC, approval and status. This index does not give legal advice. - [Common mistakes with agent wallets and questions to ask](https://agentwalletindex.fyi/guides/common-mistakes-with-agent-wallets.md): Mistakes to avoid when you pick an agent wallet: choosing before you know your agent's spend pattern, ignoring the custody model, and skipping the cited source. - [How to compare agent wallets and payment rails](https://agentwalletindex.fyi/guides/how-to-compare-agent-wallets.md): Compare agent wallets and rails on the same fields: rail, custody, spend caps, human approval, KYC, MCP support and fees. Each listing links the source for its facts. - [What an agent wallet listing shows](https://agentwalletindex.fyi/guides/what-a-listing-shows.md): Every listing shows the same set of fields for each wallet or payment rail. Each fact links to the vendor's public docs or the protocol spec so you can check it yourself. ## Data sources - [Open protocol specifications](https://github.com/x402-foundation/x402): license Apache-2.0 (x402, AP2 and ACP spec repos) and MIT OR Apache-2.0 (MPP specs), refreshed monthly - [Vendor public documentation](https://docs.stripe.com/agentic-commerce): license Facts restated from each vendor's public documentation; prose is our own, refreshed monthly ## Optional - [Sitemap](https://agentwalletindex.fyi/sitemap.xml): every indexable page